Return of Premium

Many of our Family Heritage supplemental insurance policies include our flagship Return of Premium Benefit. If you keep your policy in force for a number of years as specified in your policy, and if you pay all your premiums, you will receive all your money back, minus the total amount of claims that have been paid to you. Wouldn’t it be nice if all your insurance worked that way?

In some states, rather than a Return of Premium Benefit, the policies contain a Cash Value Benefit. Please contact a local representative for complete details.

This insurance may not be available in all states and where available, benefits will vary.  Please see your Family Heritage Representative for cost and complete details including any exclusions and limitations that may affect your benefits.