About FHL
Our Company History
The seed for Family Heritage was planted by a group of dedicated men and women with a vision – to provide great insurance products to American families, and to always treat people like they’re part of our family. Family Heritage has seen consistent growth – fantastic growth – but through it all the company remains true to its roots and true to the principles that have made the company great.
Our Heritage
A family’s history is important. Traditions and stories are handed down from one generation to the next, and in this way a true family is formed. The name “Family Heritage Life Insurance Company of America” was selected with the greatest of care to reflect our core values – family values, American values – and to help remind everyone that heritage is important. The work we do today will affect people for generations to come.
Our Principles
Principles are the backbone of every great company. Family Heritage was built on the principles of service and integrity. We believe that success is earned by hard work, and that trust is earned over time. We follow the credo that everyone associated with Family Heritage should be treated like a member of the family.
The American Dream
The story of Family Heritage is truly the American dream. The company was built the old-fashioned way – through hard work and an unwavering belief in people. Family Heritage has grown not through complicated financial transactions, not through an infusion of foreign investment, and not by buying up other companies. Instead Family Heritage has grown by sitting down with one family at a time and by expanding into one new town, one new city, and one new state at a time.
Family Heritage Today
Family Heritage today serves American families from coast-to-coast and border-to-border and is recognized as one of the country’s leading providers of supplemental insurance products. Today we serve well over one-hundred-thousand American families, and every day hundreds more are finding out about Family Heritage!
Our Home Office
Another sign of our growth. The new Family Heritage headquarters in Cleveland, Ohio speeds the delivery of services to our customers.

The Spencer Hays Campus at Heritage Corporate Center
