Financial Strength
Throughout our history, we’ve taken great care to provide the best for our customers – which includes making sound and safe investments that will not be impaired by a changing economy. While other insurance companies are willing to take chances with the ups-and-downs of the stock market or the uncertainties of foreign investments, we’re putting our money to work in ways that we trust. That’s why the vast majority of all of our invested assets are in either U.S. Government bonds, Agency bonds secured by the safety of the U.S. Government, and highly rated Municipal bonds issued by cities and other local governments throughout the United States.
This conservative approach has enabled us to effectively navigate our country’s economic challenges and realize an impressive growth rate since 1989. So even in these uncertain economic times, Family Heritage continues to grow, thrive, and maintain our trademarks of strength and stability.
Standard Analytical Service
Standard Analytical Service, Inc. is independent of any insurance company or companies. Their financial reports and comparisons are based on statutory financial statements filed with the state insurance departments and are intended to serve as a guide with respect to the current financial responsibility of the individual company featured.
Standard has concluded that Family Heritage Life Insurance Company of America compares favorably with 25 of the largest United States insurers in two important areas: growth and financial stability. These 25 companies have an average of over 100 years of experience, and own a major portion of the invested assets and life insurance in force of all the companies.
Ratings
Family Heritage is rated “B++” (Good), by A.M. Best (2010), an independent rating service that reviews the financial status of thousands of insurers. Ratings reflect Best’s opinion of the relative financial strengths and operating performance of an insurance company in comparison to the norms of the life/health insurance industry.
