Family Heritage Life Insurance Company of America (FHL) is a leading supplemental health and life insurance provider for middle-income American families. Founded in 1989, Family Heritage Life specializes in these supplemental insurance products:


Giving back is at the core of Family Heritage Life's values and beliefs. Read more about how our people give back to local communities.

Financial Protection

FHL's supplemental insurance products can help provide some financial protection when unexpected life events occur, such as an accident or illness.

Customer Service

With Family Heritage Life, you'll always talk to a live person. You can also get answers to frequently asked questions here.

Agent Location

Find an insurance agent

Looking for a local insurance agent? You bet! Our Customer Service Representatives will help you find a knowledgeable, local, state-licensed sales professional who can answer your questions about Family Heritage Life policies, benefits, and more. Call us today!